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As a UHD employee, you can enroll in Short-Term (STD) and/or Long-Term Disability (LTD) insurance.

These income protection plans are designed to provide financial support if you cannot work due to your own disability or injury.

Alight, Inc. is the administrator of these disability plans. If you have both STD & LTD coverage when you become disabled, benefits are payable at 70%. Any income received will reduce benefits from other sources, such as Social Security benefits, workers' compensation, or disability retirement plan benefits.

If you do not sign up for STD or LTD within you 31-day new hire window, you can apply if you have a qualifying life event or during Summer Enrollment. If STD or LTD enrollment is initiated after your new hire period, EOI will be required.

Short-Term Disability (STD):

You may file a claim if you cannot work more than 14 consecutive days AND have used all of you accrued sick leave
Pays employees at 66% of your income
You are automatically approved if you enroll during your 31-day new hire window
Benefits are paid to you for up to 5 months

Long-Term Disability (LTD):

You may file a claim if you cannot work more than 180 consecutive days AND you have used all of your accrued sick leave
Pays you at 60% of your income
You are automatically approved if you enroll during your 31-day new hire window

Helpful Links:

Rates

Short and Long-Term Disability Website - ReedGroup/TIPP

Short and Long-Term Disability FAQs

Evidence of Insurability Information

New Employee Benefits Guide